No. Accepting a loan does not affect your credit score. We do not require your FICO/Credit score to apply for a loan, and we do not use your credit score in our underwriting.
All loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice.
Loans are governed by the Loan Agreement and Parafin’s Privacy Policy. Bank transfers are subject to review.